Is this card the real deal that all these travel bloggers are going crazy about the last few weeks? I have read countless posts on how you can go up to an Office Depot and BUY a Vanilla Reload card with a credit card then go over to a Walmart to buy a Bluebird card and use that Vanilla.com site to load up the Bluebird card in increments of $500 or so. If you do this you end up making 1% to 5% on some credit cards in rewards. This is great if it proved to be true it would help me pay on my taxes without writing checks directly. This being because you can use the Bluebird card to pay bills or even get the money out at ATM’s but they may charge a fee if you go out of their network or not initiate direct deposit within 30 days.
I gave in and brought myself up to a Office Depot location before close one night. I was almost nervous just asking about it. I noticed that they had no more cards out but they did have a not that said “Vanilla Reload” as if it went there where it was supposed to hang on the display. I then asked about it and they dug them out from somewhere and I put $500 on my American Express Simply Cash Card. This is quite different than Noob Traveler and Million Miles Man and all the travel bloggers have you do which is use their INK PLUS (by Chase) Business Card to get 5% back. I figured that I will get the same 5% back either way.
I then walked over to Walmart and purchased a Bluebird starter kit. It was easy to find it was right in the middle of the aisle when I walked in the store. Talk about great placement.
I tried to pay the $5 starter kit fee with my Discover Card and it would not let me. It also indicated I had to load it with $1 or more to take the box out of the store. I then gave the cashier $6 in cash (since I was not sure what a debit card would do on this transaction).
I left the store went home and thought I activated the card but it then said I basically had to wait 5 days or so until the permanent personal card came in the mail to actually activate it and load money on it. You can load money on it from Walmart until it is the permanent card but no where else is what I found out.
When I received the permanent BlueBird in the mail I instantly loaded the $500 Vanilla reload on it and now I have a $501 balance. I will try using my Bill Pay and see how that goes as this test continues. In the meantime I have ordered a INK PLUS Business Card to get an extra 5% bonus on these Vanilla Reload cards.