Archive for the ‘Scams’ Category

Beware of this ATM Scam Device

Thursday, May 29th, 2014

ATM Card Skimmer Scam DeviceCan you tell which side is the normal slot for an ATM Card?  The left side is the normal slot for an ATM card, the protruding one on the right is called a “skimming device.” It’s so hard to tell and who would think it was this easy to have your card information and data stolen?

Crooks can slide these into almost any ATM then wait for a customer to use it.  The attached card skimmer then stores their information and the identity theft process has begun.  Share this with your friends and warn them about using these ATM Machines.  Clearly you want to check for any signs of manipulation of your ATM machine and call 911 and report it immediately if something is different.

Financial Freedom should be your goal this season.

Wednesday, November 6th, 2013
  • Bad Credit Basics: Why is credit score so important? How is it calculated? If your score is low, what can you do about it?
  • Bad Credit Cards: For individuals with poor credit, there are several trustable credit card issuers who can give you a line of credit and help improve your score.
  • Personal Loans: Help you build your financial future while providing money for your family.
  • How to Get Out of Debt? Follow these three simple steps to managing your money and become debt free.
  • Is Refinancing Right For You? This article will help you consider all the angles when making your decision.
  • Home Loans From Start To Finish: Buying a home is the biggest purchase you’ll ever make in your life. It’s important that you know what to expect from the moment you apply for your loan through settlement.
  • Beware of these credit scams: Tell everybody in your family and all of your co-workers if you get scammed online or from a lender in person. Before this happens to you read our take on the scams to avoid.
  • The Banklady Credit Library
  • NEW! Find out how to avoid high Checking fees by using some of our suggested alternatives.

American Express Account Notification Fraudulent Email

Friday, August 17th, 2012

I almost fell for this scam today while opening up one of my emails from who I thought was American Express Credit Cards. The email looked real with the traditional American Express logo and blue and white colors. The email then went on to say that the bank had new safeguards to protect my online security while on their site and that they require me to confirm my login details. I thought that was strange they used the word “confirm” but thought at first it was some additional security add on such as my pet’s name or grandfathers middle name type thing. It turns out while I looked over the viewable link by mousing over the link to log on to my account it did not goto an https: version of the site nor did it go to American Express. The scammer tried to take me to a site with the url starting with while they tried to fool me with “” in the same link. Notice the .com and the .br in the site name and American Express would never send anyone to a Brazilian owned domain name unless you lived in Brazil. Do not fall for this scam. (more…)

Black Friday Scams to Beware of

Tuesday, November 22nd, 2011

The day after Thanksgiving, Black Friday, is the official start of the holiday shopping season. It is also one of the most popular shopping days of the year. Hundreds of companies sell items at a loss in order to encourage shoppers to visit their stores, enabling shoppers to buy highly sought-after merchandise at a low price. Many websites have even leaked Black Friday advertisements long before they’re available through traditional means. Unfortunately, the hype surrounding Black Friday has made it a prime target for scam artists.

Some scams are made by retailers themselves. For example, some retailers will list Black Friday “sales” for models that are of a lower retail price than other, more expensive models with similar specs. This way they’ll claim an item is being sold at a 50 percent discount, when in reality that specific model has always cost the advertised price. Retailers also often will mark up their prices in the weeks leading up to Black Friday, just so they can offer them at a “discount” later. In order to avoid this type of price manipulation, you should always research an item online to figure out its actual value.

Sometimes retailers will advertise a sale for extremely low-priced items, but only stock a tiny handful of the merchandise in question. When a shopper arrives at the store, the advertised item is sold out and shoppers are guided toward much more expensive merchandise instead. For example, last year Wal-Mart advertised a $500 40-inch LCD TV, but only stocked four of the item on the shelves; hundreds of shoppers arrived expecting a chance at the item, but their time was wasted by the dishonest marketing strategy.

In other cases, the Black Friday ads leaked on the internet are actually falsified. Many people may see an ad and plan to purchase a product, only to arrive at the store and realize the item is not on sale for that price. Before planning to buy an item on Black Friday, be sure to double-check the sales ad against the retailer’s website, or call the store to make sure that the item will be sold for the price you’ve seen it advertised at.

Some false advertisements have also circulated on Facebook or other social networking sites. These sites claim to provide discounts on merchandise or offer coupons that can be used for Black Friday, but once you actually investigate the link they are actually nothing more than endless surveys that may be used to obtain your personal information.

Many people are choosing to avoid the crowds by doing their holiday shopping from home. Black Friday shopping online presents its own set of dangers, however, especially if you’re shopping from a site other than a major retailer’s home page. Many of these sites are loaded with viruses or malware, or are designed to steal your personal information. In some cases, the product never arrives at your home at all, or else the product that arrives is very different from what you’d expected. If you choose to buy Black Friday merchandise online, be sure that the site is properly secured and is a legitimate retailer.

Black Friday and Cyber Monday can both be an excellent way to save money and buy great products at low prices. They can also be a way for scam artists to steal your money or encourage you to buy products that you had no intention of buying. By doing your research in advance and sticking to your list, you can be sure to get the best possible value for your Black Friday shopping without falling victim to the cut-throat schemes of dubious advertisers or identity thieves.

Before you buy anything this Cyber Monday ask yourself “Do I really need this?” or “Can I afford this?”

Chase Website Hacked? Fake Chase Emails Follow

Wednesday, September 15th, 2010

My friends and I have all been trying to access the website all this afternoon and late evening and keep getting errors.  It says the site is having maintenance but I almost think that is up to make us think the site is secured.  The strange thing is either the email spammers are really quick on the scene or they are the ones who have hacked the site.  The site has been down at least since 8pm or so and is just now back up here it is at 1am CST.

The email that I had received from stated:

Dear client of Chase Bank,

Our servers is under system maintenance. and we need to verify our clients billing information.
And we need to verify your billing information.
We noticed that your email client and your internet providers might be blocking or returning our
alerts to you or sending it to your spam folder or blocking our website.
In order to resolve this please denied any fake alerts from your internet providers or from your
email client.
To get started, please click the link below:

This instruction has been sent to all bank customers and is obligatory to follow.
Thank you,
Customers Support Service.

If you mouseover the Chase link it says the URL is headed to a highly suspicious site called which brings people to a logon form and this is where they begin hacking into your Chase account. Be careful to trust emails from your bank even if the timing seems like its really from them.

Craigslist Seller Security Breach Hits Your Inbox

Wednesday, June 23rd, 2010

If you are a money making Craigslist seller online and received an email from make sure that you do not click the link. The email sent to us today in our seller account email noted that we are trusted already yet we need to register our ip address. The link they want us to click on goes to a fraudulent link that is not even related to Craigslist sellers accounts. There is so much fraud on the web that you always need to make sure you put your mouse over the link to see where it goes before you click on it. Maybe cut and paste it into a notepad or text window first. Remember that no emails containing links should be trusted 100%.

Dear Craigslist Seller,

Craigslist has update the security program in other to keep our classified ads postings clean of Internet thieves We can now assure you that we try our best to make it almost impossible for them to even access our website . That is why we blocked all the ip ranges in us, and send this notification to all our trusted users, such as you. We only want to keep trusted members that follow our rules and guidelines. Please access your account to register your ip address. Craigslist will only require this verification once.
To approve your posting just click the following link and log in your account.

“Chase Away Debt” Relief Scams

Saturday, November 21st, 2009

debt spam exampleI received a disturbing email today from Jill West today with an address of I first thought it was from Chase because the logo was so similar but then I scrolled down the page and the MSNBC logo was on there to make it look reputable. The email just looks plain legit if you are one to just click on logo’s that look like the real thing. When you examine the email more closely it has some characters at the bottom that do not make sense and then when I mouse over the click-able Chase-like logo ad it sends me to a page that is hosted at A site that sounds nothing like true Debt Consolidation. I would not click any link with that type of mouse over.

Chase Bank will most likely be disturbed by this email. This is clearly copyright infringement using Chase’s logo and MSNBC’s logo for inappropriate use. The logo looks so close to Chase to confuse people and is highly misleading. Making this our phishing scam of the week. Comment your phishing scams you have dealt with but NO links please.

Chase has nothing to do wi

KFC Oprah Coupon Ripoff Alert

Thursday, May 7th, 2009

KFC, formerly known as Kentucky Fried Chicken where you can have a heart attack just by walking inside the place recently launched grilled chicken.  With Oprah’s help they gave away a coupon on her show that was supposed to be downloaded from her website.  Not only was the coupon not downloadable from her site but they directed you to the site where you actually had to download software to use the coupon.  Yes, you had to download an .exe file from this coupon website probably the worst of spyware for your computer.  I downloaded the .exe file knowing that I might could trust what was on Oprah’s show.  Keep in mind this is the first time I have willingly fell for a spyware download in years.

Now the software is running and the printer gave me my coupon.  I look it over and notice that it says managers choice on the 2 pieces of chicken you get in this two-piece mean coupon.  That comes as something I had assumed since they could run out of one part but of course you will not be getting a breast like they picture in the ad.  I quickly erased anything having to do with that couponprinter.exe file after I printed the coupon.  It has to be printed before tonite at midnight but can be used up until May 19th excluding Mother’s Day.  Mother’s Day is one of the biggest days for the KFC restaurant chain.

As my mouth was watering in the drive-thru up at KFC for those two pieces of grilled chicken, two sides, and a biscuit everything quickly came to an end.  The drive-thru lady told me that they were out of Grilled Chicken and it would be 20 minutes before they could cook it.  I asked if you can possibly get Chicken breasts with this deal and she said no.  So they were out of the goods they bragged about on the coupons and I am sure white meat is not included in the managers choice.

It is a shame that the Oprah show would send her viewers to a site that asked for a download of an executable file to someones computer for one thing.  The risk of that is far greater than the cost of a free KFC meal deal and KFC could not even hold up to their bargain at 9:30pm when it is not their peak time.  This is a scam worse than any I have actually fell for in quite some time!