Dear Craigslist Seller,

Craigslist has update the security program in other to keep our classified ads postings clean of Internet thieves We can now assure you that we try our best to make it almost impossible for them to even access our website . That is why we blocked all the ip ranges in us, and send this notification to all our trusted users, such as you. We only want to keep trusted members that follow our rules and guidelines. Please access your account to register your ip address. Craigslist will only require this verification once.
To approve your posting just click the following link and log in your account.

Shopping online is supposed to be easy and cheap. Easy because you can get almost anything you could possibly want delivered to your doorstep without leaving your desk and cheap because most online stores have such huge inventory they can sell it at discounts. Now, websites are there that save you the trouble of shopping around. They look for the best deals for you and when you inquire about a product, they send you to the right place. If you make a purchase because of that referral, they get a commission.

There are also hundreds of coupons available for 15% to 25% discounts on first purchases from top companies such as eBay, JCPenney, Macys, Nordstrom, Sears, Walmart and Dell Home. Your spending power can go much farther on these shopping sites. There is no reason to ever pay the retail price again. You will also find free gifts, limited time offers, sales, free shipping and money off coupons. You can even choose coupons according to the item you want to buy. For example, there are clothing or travel coupons, electronics, games, toys and food coupons.

In the clothing category you can have the latest trends for less. Some of the designs from Project Runway are available for ebate.com members at affordable prices and with 3.5% cash back included. When you see a look that suits you, you will be able to afford it. And what about the health and beauty products you would like to have but can’t afford because in department stores or even discount drug stores they are always very expensive. At drugstore.com you will find the top line beauty products at discount prices, sometimes as much as 30% off retail price and with a cash back included.

For those of you who prefer to give your purchasing power to green companies, you can also have great deals and cash back. Some even give double the cash back to attract a clientele to their organic, eco-friendly products. Barns and Noble also gives cash back for back to school items as well as DVDs and best sellers. In the home and garden category there are big discounts for spring plus cash back from Urban Outfitters, Macy’s, JCPenney, Target, Crate and Barrel and many more for dishes, tables, knife sets, lamps and vintage-themed accessories such as telephones and chairs. Also, from designer shops like Burke Décor, Alessi, and Horchow amazing products are on sale with 3.5% cash back.

Ebates.com has its own Daily Double where the cash back is double at a different store each day. For one day, on a specifically chosen item, the cash back is raised by as much as 50%. Plus there are coupons on the Daily Double page where the higher cash back is given for other merchandise.

You can get a list online of the top 20 stores for cash backs. It is the place to start your online shopping because you know you will be getting what you want for the best possible price. There is a list of newly added stores so you can keep up to date on who is joining the shopping revolution. There is also a Buzz section where you can find out the latest sales, tax coupons to save on your taxes, which stores offer free shipping and delivery, special deals and free prizes, possibly a trip to Hawaii.

This could not be a better time to offer the 3% back on college tuition and childcare.  It is too bad they do not offer this year round but then again if you have a grandfathered-in Freedom card you may be able to get 3% back on any of the top 3 categories you use the most so this really means nothing.

This promotion is great for students, parents who have children in childcare centers, people who eat out frequently, and consumers with high heating bills this Winter.  Utilities would be better of course in the Summer when we spend the most on those heat wave electric bills.  Gas bills are normally pretty steep too though during the first few months of the year.’

Get this card while you can and start saving on these categories at three percent.   You can apply for Chase Credit Cards online or goto yourchasefreedom.com for information on how to sign up with your existing card.

Capital One sent me a 0% APR on purchases until 2011, $0 Annual Fee, and an offer for a card that will result in Double Miles for purchases for 12 Months. The bad thing is that earlier this year I was denied twice from the same bank. I was just trying to get a credit card to use for foreign purchases while traveling which is really one of the only reasons to have a Capital One card. Their rewards are good but I am pretty content with my Chase rewards.

The only downside to this offer from Capital One is that when I goto fill out the application it kept giving me errors. I had to try over ten times to get this application to be error free. This thing is picky as to dashes and what phone numbers you have listed. For instance, you cannot have your home phone number and your business phone number the same or it will come back in an error. I filled out the application a few more times trying to see where the other error came from and it said it was from the Business Tax ID where it automatically took out a number when I copied and pasted it with a dash originally. I then had to go back in and fill out the Capital One Business Platinum Credit Card application with the full set of Business tax id numbers and without the dash.

I was then approved. This will be my first Capital One Business card and I am very excited!

Some information is missing or incorrect. Please update fields to continue.

# Date of Birth is a required field
# Business Phone is a required field
# Business Phone Prefix is a required field
# Business Area Code is a required field
# Business Tax ID Number (TIN) or Employer ID Number (EIN) must be 9 digits

Start by gathering paperwork. You will need proof of income, including proof of change of income if you have recently lost your job. You should also have social security numbers for each family member, the previous year’s tax forms, and bank statements. You may also need evidence of any assets, depending upon the type of aid. You will find that it is easier and more efficient if you arrive with everything you need in hand. While specific state requirements differ, it is far better to have too much information available. Be sure that you provide an honest accounting of your financial situation.

Allow plenty of time when you visit your local Division of Family Services office. You may find it helpful to call beforehand and see if appointments are available. If not, arrive early in the morning, but be prepared to wait. You can expect to fill out a several page application, and may have a personal interview as well. Copies will be made of all of your supporting information. If your financial situation is especially dire, emergency aid may be available; however, in many cases you will wait 30 days for a decision.

Typically medical coverage for children and pregnant women is available with relatively generous income limits. Child care assistance, food stamps, and cash assistance have somewhat more stringent requirements depending upon the state. Many employed individuals or those on unemployment will still qualify for child care assistance and even food stamps. If you have taken a lower paying job or a pay cut in order to stay employed, these options may help you to stay afloat until your personal situation improves somewhat.

Social workers at the Division of Family Services in your county may also be able to provide you with resources for other aid within your community. Energy assistance and food pantries are available in some communities. Additional job training resources, financial aid programs for further education, and vocational re-education may also be available. Community health care centers may provide sliding scale care to help those struggling financially.

While applying for and accepting aid can be a difficult, demeaning and unpleasant process, it can also provide your children with health care access and ease your financial burdens during rough economic times.

Chase Bank will most likely be disturbed by this email. This is clearly copyright infringement using Chase’s logo and MSNBC’s logo for inappropriate use. The logo looks so close to Chase to confuse people and is highly misleading. Making this our phishing scam of the week. Comment your phishing scams you have dealt with but NO links please.

Chase has nothing to do wi

When searching for the credit card that fits your lifestyle you need to consider rewards versus interest rates.  The other factors in finding a credit card is your credit if you have good credit you can normally get better rewards but if your credit stinks then you better just start out with a lesser card such as the Orchard bank or Buy Right.

Most of us have average credit and should apply for that card.  A good site to compare the various cards online is here at 123 Easy Card.  This is a simple site for those card shopping before the Holiday season race begins.

Here you will find offers such as the Freedom and Sapphire cards from Chase Bank.   You may also see Citibank, American Express, Discover Card Platinum, and many others.  My favorites are the Discover and Chase cards because I dislike these annual fees that banks such as Bank of America are threatening over our heads.  Say no to annual fees and yes to rewards.

The solution is to use a SeeMyListings.com Widget to Place Your Listings on Your Facebook Profile.  For Facebook users, there is now a simple solution.  Use the listing widget provided by the National Association of Realtors and Realtor.com to place your listings on your Facebook profile.  Here are the steps:

Step 1 – Go to SeeMyListings.com.

Step 2 – Click on “Add My Listings.

Step 3 – Log on to your Facebook account.

Step 4 – Enter your MLS provider and user name.

Step 5 – Click on “Add to Profile” or “Update Listings.”

This is a great tool or application to be able to automate the addition of your listings to your Facebook profile.  Five easy steps to get your listings on Facebook without annoying your friends, family and even colleagues.

There are several requirements to qualify for Cash for Clunkers. The trade in vehicle must be legally registered and insured for the year prior to the trade. It also must be less than 25 years old with a clear title. Vehicles with liens will not qualify and the title must be in the name of the person applying for the rebate. The trade in vehicle has to have a fuel economy of 18 MPG or less and be in drivable condition. A new vehicle priced under $45000 needs to be purchased or leased to receive the rebate. If leased, the contract has to be a minimum of five years. The rebate will not count towards the purchase of a used vehicle even if it has better fuel economy. The rebate voucher goes directly to the dealership if the qualifications are met and is applied to the purchase price of the new vehicle.

The rebate amount varies based on the improvement in fuel economy over the trade in car. If the new car is an improvement of 4 or more MPG, the rebate is worth $3500. It increases to $4500 if the improvement in fuel economy is 10 MPG or more. Truck and SUV rebates are based on category, MPG improvement, and what new vehicle is being purchased. The rebate amount will be either $3500 or $4500. Work trucks can qualify but the rebate is capped at 7.5% of the total funds for the program and special rules may apply.

The car dealerships will not be giving trade in allowances on vehicles; if the trade in is worth more than the rebate voucher, the program will not be of any benefit. Eligible cars will be scrapped and the scrap value will be an additional savings toward the purchase of the new car. If a car dealership or manufacturer has any special offers available they can be used in conjunction with the program. Dealerships cannot charge the consumer a fee for using Cash for Clunkers, though usual taxes and fees will still apply.

I know one guy who traded his truck in for a new Jeep and his truck was just meeting the minimum requirement.  That was a good deal for him because he walked away with a 2009 Jeep for only $15,000.

Get organized. First, apply for unemployment. This should be your first stop, as it may take several weeks to process your application. In many states, you can apply online at any time around the clock.

Look at any other sources of household income. Make a budget and assess the shortfalls. Make cutbacks now, even if you have substantial savings. This is the time to reduce entertainment expenses, dining out and other costs. If possible, reduce your cell phone bills, cable costs and other bills. Consider whether you may need to put your home on the market and downsize to a small apartment or sell a vehicle. Tighten your belt and cut costs brutally at this stage to make your savings last a bit longer.

While your employer will probably offer COBRA for your health insurance coverage, you may want to opt for a lower cost high deductible plan while you are unemployed. In many states, you may be able to seek state health insurance for your children. Contact your local Department of Family Services for application assistance. You may find that you qualify for child care assistance, food stamps or additional aid.

Brush up your resume. Find out if your former employer will offer a good reference and be sure that you have contact information for previous managers or co-workers. Contact those you know in the field and be sure that they know you are looking and interested should a position open up. Today, social networking online is also a valuable job search tool. Be sure that all of your social networking accounts present you in a favorable and professional light. Put your resume up at online job search sites as well.

Explore the possibilities. Do you have skills you can use in a freelance or contract capacity? Financial aid may allow you to return to school or you may find that there are job re-training options available in your community.