Posts Tagged ‘Rewards’

Commerce Bank Rewards Visa Card Cash Back Review

Thursday, February 7th, 2013

I signed up for the Commerce Bank Rewards Visa Card just one year ago this week so now that I have paid off my balance I am looking over the reward program. This card started out as a 0% Balance transfer card for 12 months with no fee if done by February 24th of last year. I took advantage of that offer as I do many 0% offers with no transfer fees. These are hard to come by so you have to move fast. There are only a few of them out right now and those are from Chase Slate and possibly this card. It is rare when they come along but they do from time to time.

The 0% APR was fine I just paid it month to month the minimum payment so I would get no interest or fees then paid off the final amount owed before the last bill was due. The exciting part about this card is when I signed up I thought it might offer some rewards program worth using but you have to accrue interest to the 3x rewards points. You do get 1 point per dollar spent on purchases then 3 points per dollar on interest accrued on monthly balances. Basically this card pays you to spend money at 1 point per dollar then wants you to earn money off of the interest you owe. This can be tricky and something I really do not want to mess with since I pay off my credit cards before they accrue interest each month.

I did however get a special bonus of 1,500 points in the mail which advertised their new enhanced rewards program. It enabled me to look inside the program and see what reward I could get for 1,500 points. Keep in mind that most rewards programs 1,500 points means you get $15 worth of rewards because it means 1% of %1,500 in purchases.

However, with this rewards program at Commerce Bank you only get a $5 gift certificate for spending $1,500 which is really not 1% per dollar spent and not worth your time at all. We were also disappointed with the cash back redemption which really takes no effort for the credit card company to do a statement credit. This was 5,000 points redemption at only $25. So you are getting half a percent per dollar spent with this?
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StubHub Fan Rewards Pilot Program

Thursday, August 16th, 2012

Stubhub is now testing out a pilot rewards program. StubHub Fan Rewards is the first program designed to reward fans for buying tickets through their site. It’s free to sign up for this new program and you get some of these benefits:
• Get up to 3% in rewards on every eligible ticket purchase
• Receive a $10 StubHub FanCode every time you earn enough rewards
• Superstar members can earn complimentary seat upgrades and one-of-a-kind fan experiences

After I signed up they even gave me a welcome gift. An free electronic delivery FanCode for you to use in the next 30 days. Not to put any presure on me or anything but 30 days.. Yikes! Ok, I better find me a concert to attend soon and prove to them I am the master of rewards!

How does this program work? You can earn rewards on every eligible purchase and as a StubHub Fan Rewards Star member, you’ll earn 2% in rewards toward a $10 FanCode on every eligible purchase. An eligible purchase is any purchase you make on StubHub.com, including service and delivery fees, but excluding any FanCodes, gift certificates, or account credits you apply to that purchase. When you make 10 purchases or spend $2,000 in a calendar year (January 1 – December 31), you’ll automatically qualify as a Superstar member and start earning 3%.
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